Documents → decisions
AI document intelligence
Turn borrower documents into structured facts, surface inconsistencies, and focus attention where it belongs.
The mortgage operating system for loan officers
See the whole loan before it gets complicated.
PreQualiFi connects documents, income, credit, calculations, program fit, and loan structure in one AI-assisted workspace—so you can advise with speed and confidence.
Built for loan officersScenario-aware AIMortgage-specific tools
Active scenario
Analysis completeBorrower file
Barney Bigcredit
Credit score
742
Qual. income
$8,420
Back-end DTI
42.8%
Loan amount
$425K
Income and credit evidence incorporated
MILO recommendation
Strongest current path
Conventional purchase with a balanced cash-to-close strategy
Recommended after reviewing qualifying income, credit profile, reserves, and total monthly obligations.
Compare two rate structures
Confirm reserve requirement
Prepare borrower-ready summary
01Evidence
02Risk
03Structure
04Execute
Move faster
Less manual analysis before you can confidently advise.Structure better
See stronger options instead of isolated numbers.Catch issues earlier
Bring risk and missing evidence forward sooner.Lead the conversation
Explain tradeoffs with clarity and confidence.One connected platform
Turn more information into a better loan strategy.
PreQualiFi gives loan officers a repeatable way to move from raw borrower information to a clear, defensible financing path—without stitching together spreadsheets, calculators, guideline searches, and disconnected AI tools.
Clear calculations
Income analysis
Evaluate qualifying income with a consistent, evidence-backed process across borrower scenarios.
Stronger scenarios
Smart loan structuring
Test programs, loan amounts, rates, down payments, and payoff strategies before presenting an option.
Options made clear
Side-by-side comparisons
Explain payments, fees, structures, and tradeoffs in a format built for better borrower conversations.
Built for mortgage
Mortgage calculators
Use purpose-built tools for VA residual income, VA recoupment, blended rates, transfer tax, and more.
Context, not generic chat
MILO AI Copilot
Get scenario-aware guidance grounded in the borrower, the loan, the documents, and the deal context.
From first look to preapproval
A more complete view of the pre-contract process.
One active borrower file carries the right context forward, helping each decision build on the work already completed.
01
Collect
Bring borrower facts and supporting documents into one active file.
02
Analyze
Review income, credit, evidence, calculations, and potential issues.
03
Structure
Compare programs and shape the strongest responsible financing path.
04
Present
Turn complex tradeoffs into clear, borrower-ready options.
05
Preapprove
Move forward with a better prepared, more complete loan story.
Built for the LO—not instead of the LO
Better intelligence strengthens the advisor.
PreQualiFi does not make an underwriting decision. It helps the loan officer work faster, evaluate more consistently, uncover more possibilities, and enter each borrower conversation better prepared.
More capability. Less tool switching.
The daily mortgage toolkit, brought together.
The platform supports the work around the analysis too—from explaining credit events to keeping conditions, references, and borrower-ready outputs organized.
One workspace for a faster, more consistent prequalification process.
LOX Generator
Create first-draft letters for inquiries, lates, derogatory credit, addresses, and name discrepancies.
Issue detection
Surface income, credit, documentation, underwriting, and compliance concerns earlier.
Mavent warning support
Bring potential compliance warnings forward before they become larger problems.
Checklists & references
Keep core borrower, loan, guideline, and documentation requirements within reach.
Document library
Centralize commonly used mortgage forms and resources in the same operating system.
Presentable outputs
Produce cleaner comparisons and reports that make options easier to explain.
Clear, professional pricing
Choose the workspace that fits your team.
Both plans include the complete PreQualiFi platform. Eligible promotion codes can be applied securely during checkout.
Solo
For the individual producer
$297/ month
A complete mortgage intelligence workspace for one loan officer.
- One licensed user
- Complete analysis and calculator suite
- MILO Copilot and smart recommendations
- Printable, borrower-ready outputs
Best for teams
Team
For consistent production at scale
$2,000/ month
Give up to 10 team members the same structured process and connected toolset.
- Includes 10 seats
- Shared operating consistency
- Role-aware team access
- Additional seats available as needed
Designed around the real work
Questions loan officers ask first.
Is PreQualiFi borrower-facing?+
No. PreQualiFi is purpose-built for loan officers. It helps the LO analyze, structure, compare, and explain—not replace the professional relationship with the borrower.
Does the AI make the underwriting decision?+
No. PreQualiFi is a planning and analysis system. Final eligibility and conditions remain subject to current agency guidance, AUS findings, lender and investor requirements, applicable law, and verified loan documentation.
Can it analyze borrower documents?+
Yes. PreQualiFi can help extract supported facts, identify inconsistencies, calculate qualifying income, and carry relevant findings into the active borrower file.
Does it replace an LOS or CRM?+
It is designed to strengthen the work before contract and complement downstream mortgage systems. Structured integration can reduce duplicate entry as those connections are enabled.
Clarity creates confidence
Build the loan story before the loan gets difficult.
Give every borrower scenario a more complete, consistent, and strategic first look.